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Use our investment calculators to learn more about your current savings and finances. Assess whether you have enough saved for your future financial goals, and how much your current savings and investments can sustain your financial needs in the future.
Seeking investment advice but don’t know where to start? Sometimes, a professional financial advisor may be able to help, but you should have a good understanding of some of the basic investing concepts to be able to clearly define your own investing goals. The articles below will help you invest whether you choose to do it yourself or seek the advice of a professional financial advisor.
Retirement readiness measures how equipped you are to comfortably live the golden years of your life. It estimates your financial preparedness and the degree to which you can support your current standard of living after you retire. According to the 2019 Consumer Finances Survey of the Federal Reserve, in households governed by a person between 65 and 70 years of age, 78.4% owned...
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Retirement saving has always been a financial goal for most Americans. However, despite understanding the importance of saving for their retirement, most Americans are under-saving for their golden years, as reported by PwC’s Retirement in America report. As per the study, one in four Americans have no savings for their retired life, and the remainder of the people who are saving...
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Retirement can last much longer than you anticipate. Life expectancy rates have been rising over the years, owing to improvements in medicine and safety. While this suggests that you will live longer, it also indicates that you will require a larger retirement corpus to sustain yourself in your non-working years. As per the Money Guide, a married woman aged 65 years has a 50% chance...
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Retirement is the golden period of your life, provided you save well for it. If you have sufficient retirement savings, you can spend your non-working years traveling, enjoying life, spending time with your family, and doing anything else you like. However, if your retirement savings are below the required limit (average Americans feel they require $1.9 million for retirement), you...
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Even though Roth Individual Retirement Accounts (IRAs) have been around since 1998, many investors aren’t aware of all the differences between traditional and Roth IRAs. Thus, they aren’t sure which IRA is the better alternative for them. As a summary, the unique features of a Roth IRA include: Single taxpayers with adjusted gross income (AGI) less than $95,000 and married...
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You don't need to be 50 yrs old to start planning for your retirement. Be proactive and make an informed decision towards securing your future and that of your loved ones. Find a local qualified financial advisor near you and get started on your retirement, estate, financial, or education planning now.
If you already have investments in place, or are planning to start investing, it is important to always keep your financial goals in mind and continue to assess your current financial situation and be up to date with new investing strategies and opportunities. We add new articles each week that can help you with investing your money.
Most people envision leading a comfortable life after retirement. However, it requires meticulous planning, investing at an early age, and managing funds wisely. Most people tend to neglect retirement plans when they’re young. However, time flies faster than we realize. If we don’t start early, saving for retirement can become more challenging down the line. Life entails many unknown...
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Planning for retirement is an important component of everyone’s financial planning, including that of a high-net-worth individual (HNWI). There is no industry-recognized definition for an HNWI. One of the most commonly accepted criteria is an individual with $1 million or more in investable assets, excluding real estate. However, other definitions include individuals possessing...
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Ideally, your portfolio grows with you. How you invest depends a lot on your age, and hence, your portfolio eventually shapes and looks different according to your life stage. Conventional wisdom suggests making your portfolio more conservative as you get older and approach retirement. It may be advisable to rebalance your asset allocation, lower the proportion of high-risk stocks,...
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“Retirement, a time to do what you want to do, when you want to do it, where you want to do it and how you want to do it” – Catherine Pulsifer While retirement is like the sweet fruit you get to eat after years of hard work, it is important that the fruit it bears is harvested to the best of its capacity. One of the main worries that surround retirement is the financial aspect of...
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Not getting everything exactly right remains a common inevitability about retirement planning. One isn’t always very sure about how their needs and expenses may change in the future. The best thing they can do is guess and estimate. But because of the unpredictability of the future, forecasting retirement benefits can sometimes lead to mistakes rather than good decisions. Let us have...
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It is said that a goal without a plan is just a wish. This holds true even for retirement planning. You dream of a peaceful retired life. To achieve that you must plan for your golden years well in time. Various retirement tools make your task easier. For example, a retirement calculator helps you calculate in advance how much you would need to save so that you can have a comfortable...
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Not getting everything exactly right remains a common inevitability about retirement planning. One isn’t always very sure about how their needs and expenses may change in the future. The best thing they can do is guess and estimate. But because of the unpredictability of the future, forecasting retirement benefits can sometimes lead to mistakes rather than good decisions. Let us have...
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